The Punjab government is moving one step closer to making the dream of owning a home a reality for thousands of poor and middle-class families. The flagship housing programme, Apni Chhat Apna Ghar, has now officially partnered with the Bank of Punjab (BOP) to speed up the process of providing interest-free housing loans across the province.
This collaboration is a game-changer for the people of Punjab, especially for those who have long waited for a safe, affordable home.
Punjab Government Partners with Bank of Punjab
A formal agreement (MoU) was recently signed between the Punjab Housing Department and Bank of Punjab. The event was attended by Housing Minister Bilal Yasin, BOP President Zafar Masud, and other key officials. This marks a strong partnership that aims to solve Punjab’s housing crisis with smart financing and quick approvals.
What Does This Partnership Mean for You?
With the Bank of Punjab now officially involved, eligible families in Punjab will have better access to zero-interest home loans under easier terms. Here’s what the partnership brings:
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Faster processing of housing loan applications
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Simple documentation and fewer delays
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More funds for eligible families
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Dedicated support from BOP branches across Punjab
So far, more than Rs. 60 billion in loans have already been disbursed to 52,000+ families. The government recovers over Rs. 900 million every month through small, easy installments. An additional Rs. 10 billion is being released soon to help even more people.
Target: 100,000 Homes in 4.5 Years
The Apni Chhat Apna Ghar scheme is not just talk — it’s already working on the ground. Here’s what the programme includes:
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Home construction on government land
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Affordable units in private housing schemes
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Interest-free loans for families with small land or incomplete houses
As of August 2025:
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51,000+ families now own a home through this scheme
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45,000+ houses are under construction
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Expected to create 500,000 new jobs in construction and services
This isn’t just about building homes — it’s about building futures.
More Than Just a Housing Scheme
This initiative goes far beyond walls and roofs. It’s about giving poor and low-income families a sense of security, dignity, and stability. With a clean, interest-free loan system, even the working class can now dream of living in their own home.
Thanks to CM Maryam Nawaz’s vision and the support of Bank of Punjab, this scheme is turning hope into reality for thousands. Families that were once stuck in rent cycles or unsafe housing can now plan for a brighter, secure future.
Also Read: CM Punjab Internship Program 2025 Launched – Earn Rs60,000 Monthly Stipend for Agriculture Graduates
Final Words
The Apni Chhat Apna Ghar Scheme is more than a development plan — it’s a people’s movement for safe, affordable housing. With 100,000 homes targeted and lakhon naukriyan (jobs) expected, this programme is changing the face of Punjab.
If you or someone in your family dreams of owning a home, now is the time to stay updated and benefit from this historic initiative.